In the event of an accident, collision, pile-up… A report must be drawn up even for minor damage. How is it going and who to send it to?
What is an observation?
A report is a document that allows you to report a claim to your car insurance. It explains the circumstances of an accident, facilitates compensation and helps insurance to determine the share of responsibility of each.
The report is written in a single copy but each driver can keep a copy. Once signed, it cannot be changed.
A standard form is available on the internet. It can also be provided to you by your car insurer. Always keep a copy (in your glove box for example) ready to use if needed.
The E-constat auto application was created to immediately report a collision to your insurance.
It gives a lot of flexibility to the procedure by allowing you to fill in a report on your Smartphone easily and quickly.
Do not forget to properly describe the damage and provide the necessary information. The application will allow you to have a complete report that traces all the details, with photos for illustration.
A copy is then sent to the drivers concerned and to your insurer if it is on the list of proposed agents.
The advantage of the auto e-report: fast, reliable, simple and dematerialized.
To whom should you send your report?
The joint report must be sent to your insurer by registered letter with acknowledgment of receipt.
For you to be compensated, you must take care of the delivery time. It is 5 working days after the accident.
The ideal is to deliver the document (the statement), in person, to your car insurer. Also asks for a receipt in exchange for the deposit.
What documents to complete an amicable report?
An amicable report includes information such as: your marital status, your address, the references of your insurance contract, your driving license and your car registration document, in addition to the contact details of your insurance.
To complete your auto report, you will need the following documents:
- Your gray card
- Your driver’s license
- Your insurance certificate
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